Banking & Finance

Commercial focus is an essential asset of any banking & finance team, and MacRoberts are recognised for excelling in this area. Always prepared to give objective advice, we create a partnership with clients to provide optimum results.

We act across all of Scotland’s major sectors including food & drink, real estate, hotels and leisure, charities, healthcare and manufacturing. We act for all the main banks active in the Scottish market, for a very wide range of borrower clients of the firm and other stakeholders.

• Banking & Finance 14/10/2018 Is the government re-balancing the creditor-debtor relationship? On 26 August 2018, the UK Government published the results of two consultations concerning proposals for changes to the insolvency regime and to corporate governance.
• Banking & Finance 06/06/2019 Significant fines confirm the importance of managing outsourcings correctly Following a joint investigation by the Financial Conduct Authority and the Prudential Regulation Authority, one of the UK’s oldest lenders has been fined for failing to manage its outsourcing arrangements between 2014 and 2016, exposing customers to unnecessary and avoidable harm and inconvenience.
• Banking & Finance 18/03/2019 EBA final report on outsourcing guidelines The final version of the European Banking Authority's (EBA) Guidelines on Outsourcing Arrangements was published on 25 February, aiming to create a more harmonised framework for all financial institutions under the EBA's remit.
• Business Services 07/01/2019 Limited Partnerships - 2019 Reform As we all return to work for 2019, we thought it useful to highlight the proposed reforms to Limited Partnership law announced by the UK Government shortly before Christmas.
• Banking & Finance 14/10/2018 Is the government re-balancing the creditor-debtor relationship? On 26 August 2018, the UK Government published the results of two consultations concerning proposals for changes to the insolvency regime and to corporate governance.
• Banking & Finance 02/10/2018 FCA issue fine against Tesco Bank: the importance of prioritising cyber security The Financial Conduct Authority (FCA) has issued a £16.4 million fine against Tesco Personal Finance plc (Tesco Bank)
• Banking & Finance 21/08/2018 EBA Consultation on outsourcing closes in September Following our recent update concerning outsourcing to the cloud, we take a look at the European Banking Authority’s ‘Consultation Paper – EBA Draft Guidelines on Outsourcing arrangements’ (the Guidelines).
• Banking & Finance 09/08/2018 Feet firmly on the ground: guidance on outsourcing to the cloud The FCA recently published an updated version of the guidance it issued to firms in July 2016 on outsourcing to the cloud.
• Business Services 17/04/2018 Is time up for Scottish Limited Partnerships? Scottish Limited Partnership (SLPs) (as well as English Limited Partnerships) are a type of business structure formed under the Limited Partnership Act 1907.